Dramatic change has come to the home improvement contracting business in Pennsylvania, with the Home Improvement Consumer Protection Act, which has an effective date of July 1, 2009. The new law, also known as Act 132 of 2008, and found at 73 P.S. Section...
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PROA Board Meeting June 2009
The Board of Directors of the Pennsylvania Residential Owners’ Association held its quarterly meeting in Harrisburg on June 4th. I attended as ACRE’s representative, and met with other Directors representing over twenty different real estate investors’...
Understanding Pennsylvania Mortgages
I. The Legal Nature of Mortgages A mortgage is the most common lien found on real estate. The title search will provide information on the date of the mortgage, the date of the recording of the mortgage and the original or face amount of the loan. In order to...
Mortgage Reform and Anti-Predatory Lending Act, H.R.1728 to Pose Problems for Real Estate Investors if Passed
Just when real estate investors are consumed with local rental and state ordinances, we have received news from National REIA of a bill passed by the U.S. House of Representatives on May 7, 2009 and working its way through the Senate which poses concerns for...
Mortgage Fraud Task Force Catches Many In Western PA
In February, the Western Pennsylvania Mortgage Fraud Task Force celebrated its first anniversary by indicting fifteen more individuals in Federal Court for alleged offenses. The persons indicted face charges including closing real estate transactions with...
Finding Your Purpose as a Real Estate Investor
In the challenging economic times in which we find ourselves, we see articles in newspapers, hear on the radio and see on TV (and always in sermons at church), others extolling us to find purpose and meaning in our lives. It is suggested that we identify...
ACRE Goes to Court On First Rental Registration Ordinance and Prepares to Fight More
Last week, ACRE joined the fight with the Apartment Association of Metropolitan Pittsburgh, The Landlord Services Bureau, The Realtors’ Association of Metropolitan Pittsburgh, our state association, The Pennsylvania Residential Owners’ Association, and our...
A Matter of Trust
Conventions are great! We have so many national experts with incredible information and motivational presentations. I take ideas from every speaker I listen to, and incorporate them in my real estate investing and the advice I give to my clients. I’ve heard...
ACRE Courses Qualify for National Professional Housing Provider Program
The National Real Estate Investors’ Association (National REIA) has started a nationwide education-based certification program designed to recognize the high level of knowledge and professionalism attained by those real estate investors who attend the programs...
Pennsylvania’s New Wage Attachment Rules
On December 21, 2005, the Pennsylvania Supreme Court issued its Civil Procedural Rules, Order No. 446, Promulgating the Rules of Civil Procedure governing the attachment of wages. The order of the court was effective January 21, 2006, and finally enacted the...